Underwrite with Confidence.
Handle More Files with Less Stress
Ensure every income calculation meets investor guidelines. Rapidio delivers audit-ready reports, smart conditions, and guideline-aligned results — without slowing your team down. Whether you’re working through a surge or scaling your ops, we save underwriters hours per file with automated income calcs, doc classification, and instant conditions — all backed by QC review.
For Underwriters & QC Teams
Underwrite faster with more confidence!
Why It Works:
Automated Math You Can Trust: Complex income types processed with 99.99% accuracy.
Smart Conditions: AI-powered red flags and rule-based guidance for every borrower.
Guideline Compliance: Always up-to-date with Fannie, Freddie, FHA, Non-QM, and more.
🔧 How Rapidio Solves Underwriting & QC Challenges
From complex income types to audit prep, we automate the tedious parts so you can focus on clear, compliant decisions — faster than ever.
❓Frequently Asked Questions (FAQ)
Can I choose which income calculation method to use?
Yes. Rapidio provides multiple qualifying strategies (conservative, aggressive, lender-specific). You choose what fits your risk appetite.
Does the system create underwriting conditions automatically?
It does. We generate customizable, guideline-aligned income conditions you can use at first, mid, or final review.
How accurate are the results?
Every report is reviewed through our human-in-the-loop QC process to ensure 100% accuracy and audit-readiness.
Can I trust the income logic in case of audit?
Yes. All outputs include source-linked calculations, categorized income types, and full audit trails.
Can I edit or override income results if needed?
Yes. You can review all system-generated options and manually select or override results based on your judgment or lender policy.
How does Rapidio handle complex self-employed income (e.g., 1120S, K-1s)?
Our platform supports full self-employed analysis, including tax returns, 1120/1065, K-1s, and P&Ls — all aligned with agency guidelines.
Will I still be able to write my own conditions if needed?
Absolutely. You can use our smart, auto-generated conditions or modify/add your own directly before finalizing the report.
