Build from the inside out to meet any market demand

A component tech stack is robust and resistant to failure

An infrastructure built using a microservices architecture can be updated at the individual component level which eliminates the need to rip and replace.
With a modular design approach, you can assemble the high-performance components that suit your team, scenarios, and manufacturing process.
That means you’ll always have exactly what you want, when you need it, without overspending on an end-to-end systems.
Make on-demand adaptability your new superpower
End-to-end systems are rigid, and charge for services you may not need. For example, when you receive an income waiver you must pay for an income assessment to get the asset, liabilities, and credit assessment. That’s like paying for the entire buffet when all you want is a muffin.
FlexStack Components empower your team to choose – and pay for – only those services needed.

Coming soon:

Income findings on a silver platter, it's just that easy

Income calculation & eligibility assessment for FHA, VA & GSE

We validate, verify, calculate, and assess guideline eligibility then present the entire income story to your underwriter for review. They make the final assessment.

Arguably, income assessment is a key factor in determining risk. We don’t take that lightly.

We remove tedious, repetitive work so your underwriters can focus on decisions.
Complete income coverage for FHA, VA & GSE

Common Scenarios

W2 Income:

  • Base Salary
  • Commissions
  • Overtime
  • Bonus
  • Seasonal

Self Employed:

  • Sole Proprietor
  • Partnerships
  • LLCs
  • C & S Corporations

Less common scenarios

  • Interest & Dividend
  • Capital Gains
  • Farming
  • Rental Property
  • Trust
  • Royalty Payments
  • Retirement
  • Social Security Retirement
  • Disability
  • Foster Care
  • Alimony
  • Separate Maintenance
  • Child Support
  • Public Assistance
  • Temporary Leave
  • Foreign
  • Tips
  • Automobile Allowances
  • Housing or Parsonage Allowances
  • Military
  • VA Benefit
  • Notes Receivable
  • Mortgage Credit
  • Certificates / Mortgage Differential Payments Credits
Remove the hassle & errors from income calculation and validation

We invite you to challenge us with your tough, most complex loan scenarios, put us to the test

Complex scenarios associated with the current economy are no match for Rapidio.
That means you can use Rapidio to assess a scenario with multiple borrowers each with multiple jobs, a self-employment side hustle and rental income.
Your underwriters can examine everything from every angle to be confident they will make the right call.

Guideline Maintenance

We maintain all GSE, VA, and FHA Guidelines, including your individual overlays.

Borrower Surety

With Rapidio, you can determine eligibility quickly to give borrowers a decision. That includes any scenario.