Automated Income Calculations.
Document Classification.
Bank Statement Analysis.
🚀 Rapidio – AI-Powered Mortgage Automation That Works. All in one place — with no contracts, no setup fees, and results in minutes.
🏆 Recognized by the Industry’s Top Platforms:
Tired of Manually Calculating Borrower Income?
Let Rapidio Do It For You — Faster, Smarter, and 100% Accurate
Whether you’re calculating W-2s, tax returns, or bank statements, our AI-powered income engine delivers underwriter-ready reports — complete with smart conditions aligned to your chosen guidelines.
Supported Income Types:
✅ W-2 & Paystubs (hourly, salary, bonuses, overtime, commission)
✅ Self-Employed Income (bank statements, 1099s, Schedule C, K-1s, corporations)
✅ Retirement, Interest, Dividends, Disability, and more
Guideline Support:
FHA, USDA, Fannie Mae, Freddie Mac, and Non-QM overlays
Hours of bank statement math? Not anymore.
Automated Income Calculation for 12 & 24 Month Bank Statements
Rapidly analyze 12 or 24 months of bank statements with automated income breakdowns — perfect for self-employed borrowers and Non-QM scenarios.
<30 min turnaround time
Fully compliant with Non-QM, bank statement, and lender-specific rules
PDF reports with expense ratio, average deposits, and flags
Smart Document Classification
Say goodbye to dragging files into folders
Our AI engine automatically classifies, labels, and stacks borrower documents — saving hours per loan file and reducing underwriting delays.
Smart stacking order (bookmark-style output)
Works with scanned docs, images, PDFs
Download organized ZIP file in seconds
Empowering Your Mortgage Process, Without the Guesswork
Simple, Transparent Pricing – No Limits, No Fees
Forget setup fees, page count limits, or document type restrictions. With Rapidio, you only pay for what you use, whether it’s 1 loan or 1,000. Enjoy unlimited document categorization and data extraction, all included at no extra cost.
- No Setup Fees
- No Document Type Restrictions
- No Page Count Maximums
- Unlimited Data Extraction
Just pay as you go – the way it should be.
Max Slyusarchuk, AD Mortgage CEO
“We have >6,000 broker partners across 40 states that expect the best. With Rapidio, we deliver on that promise. There’s no other solution that allows cost control at the loan level. This is the future.”
Trusted by Leading Mortgage Companies Nationwide
❓Frequently Asked Questions (FAQ)
What is Rapidio and who is it for?
Rapidio is an AI-powered mortgage automation platform built for brokers, underwriters, processors, and lenders. From pre-approval to underwriting, we streamline income verification and document processing.
How do I get started?
Just click “Start for Free” — you’ll get one free calculation to test our platform. No credit card or contract required.
What makes Rapidio different from other income tools?
We combine AI + human quality control to deliver precise results with guideline-based conditions and customizable outputs — all without setup fees or platform restrictions.
Can I use Rapidio without integrating it into my LOS?
Yes. You can use our standalone portal immediately with no integration required. For enterprise clients, we offer full API access and white-label options.
What happens after I use my free trial?
You can continue using the system by adding a payment method. Rapidio is pay-as-you-go, with no subscription or minimum usage.
Do you offer support or training?
Absolutely. We offer live chat support, onboarding calls, and interactive tours. You can also schedule a team training session at any time.
Does Rapidio help with compliance?
Yes. All calculations are audit-ready and compliant with FHA, Fannie Mae, Freddie Mac, VA, USDA, and Non-QM guidelines.
Can Rapidio improve team efficiency?
Yes — teams using Rapidio reduce manual processing time by up to 80%. Features like team management, shared loan access, and analytics are built-in.
Is document classification included?
Yes. Every income calculation includes automatic document classification — or you can use it as a separate product.
Who owns the data uploaded into Rapidio?
You do. We don’t resell or share your data. All information is stored securely, with bank-level encryption and SOC 2 controls.
