Newsroom
Rapidio in the news.
Press coverage, association partnerships and product releases, with their dates, since 2023.
We answer journalists within one business day, Monday to Friday, 9 AM to 6 PM Eastern.
- Covered by HousingWire, MBA NewsLink and Trend Hunter
- Association partner of NAMB, AIME and CAMP
- Every entry dated and linked
Press coverage
What the press wrote.
Six pieces from the launch of the first components. Each links to the original.
November 28, 2023Rapidio releases a new income assessment tool for underwritersAutomated income verification inside FlexStack, for conventional, FHA and VA loans and the harder borrower scenarios.Read the article
November 16, 2023Hone your lending operations to reduce origination costsWhy lenders should refine operations now, with AI and a component-based mortgage workflow.Read the article
November 29, 2023Rapidio's income assessment tool among AI underwriting trendsLess time on repetitive income work, more on the decision, across conventional, FHA and VA.Read the feature
November 27, 2023The first FlexStack component: income calculation and eligibilityIncome calculation for GSE, FHA and VA loans, built so underwriters review income faster, with clarity.View the announcement- November 9, 2023Rapidio introduces its data platform for mortgage lendingData extracted and checked across the documents, with only the questionable fields sent to a person.Read the release
- October 12, 2023FlexStack: underwriting as components, with cost control at the loan levelThe architecture behind every Rapidio product: one component at a time, inside the tools lenders already use.View the announcement
Partnerships
Three associations, one member offer.
Rapidio is an association partner of NAMB, AIME and CAMP. Members get up to 10% off, and the first loan free.
NAMB
National Association of Mortgage Brokers · July 2025
The member program for brokers, loan officers and the teams behind them.
The NAMB offer
AIME
Association of Independent Mortgage Experts · November 2025
The member program for independent mortgage professionals, by membership tier.
The AIME offer
CAMP
California Association of Mortgage Professionals · February 2026
The member program for California's mortgage professionals.
The CAMP offer“We have over 6,000 broker partners across 40 states that expect the best. With Rapidio, we deliver on that promise. There's no other solution that allows cost control at the loan level. This is the future.”
Product releases
What shipped, and when.
Dated, newest first. Most entries link to the page that explains them.
2026
A new interface, and the report in your format.
What shipped this year so far.
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2026Release
A new interface for the web app.
The loan, its documents, the income options and the conditions by borrower and income source in one view. The screens on this site are from it.
Income calculation -
January 3, 2026Release
Loan report as PDF or DOCX, with your logo.
Export the loan report as PDF or DOCX for the loan, for internal review or for a system upload. On an enterprise account, white-label puts your logo in the admin panel and on the loan report.
White-label reports and the API
2025
One price and every guideline.
The year Rapidio became self-serve for any income type.
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July 2023 to December 2025Guidelines
Guideline coverage grew to Fannie Mae, Freddie Mac, FHA, VA, USDA and non-QM full doc.
Income calculation runs to Fannie Mae, Freddie Mac, FHA, VA and USDA guidelines and to non-QM full doc for 1 and 2 years. The same loan and the same price for each.
Income calculation -
Late 2025Pricing
One price: $20 a loan, any income type.
The separate wage earner and self-employed prices, $30 and $35, became one flat price per loan. Bundles of 3, 8 and 15 loans a month cost $49, $99 and $149. The first loan is free.
Pricing -
July 2025 to February 2026Partnership
Association programs with NAMB, AIME and CAMP.
NAMB in July 2025, AIME in November 2025, CAMP in February 2026. Up to 10% off for members, and the first loan free.
The member offers -
February 11, 2025Release
An analytics dashboard for the account.
Uploaded, completed, in-progress and rejected loans, the guideline mix, the income types, the top uploaders and usage over time, in one view for the manager.
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February 15, 2025Release
Pay by card and start the same day.
Rapidio added card payments through Stripe. Add a card and run a loan, with no setup fee, no contract and no invoicing.
How to pay
2024
Conditions, bank statements and the API.
Conditions and bank statements joined the income figure.
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November 15, 2024Release
Bank statement income for 12-month and 24-month programs.
12-month and 24-month bank statement programs. Today the result lists every counted deposit by date, type and amount, names any missing month and shows the ownership percentage and the expense factor you set.
Bank statement income -
November 15, 2024Integrations
Integration partnerships for LOS, POS, CRM and platforms.
Through the REST API: send documents, receive a job ID, and get the loan report and the conditions back by webhook or polling.
Integrations and API -
June 18, 2024Release
Smart Conditions for every guideline.
Today the conditions are built from the borrower's documents and the guidelines you chose, grouped by borrower and income source, each with a short explanation.
Smart Conditions
2023
The first components and the press that covered them.
From one system for the whole loan to components a lender can adopt one at a time.
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November 27, 2023Announcement
Income calculation, the first component.
Income Assessment launched as the first FlexStack component, for GSE, FHA and VA loan scenarios. HousingWire (November 28) and Trend Hunter (November 29) covered the launch.
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November 22, 2023Release
Document classification.
Paystubs, W-2s, verifications of employment and tax return schedules split and labeled by type when you submit a loan, so the income calculation starts from sorted documents.
Document classification -
November 9, 2023Announcement
Rapidio's data platform for mortgage lending.
Business Wire: the platform that reads the data across a borrower's documents and flags questionable fields for review.
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October 12, 2023Announcement
FlexStack: underwriting as components.
The component architecture behind Rapidio, with document classification and data extraction as separate services, built to control loan-level costs.
2021 to 2022
Before the components.
Where the product came from.
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2022Product
Automated underwriting for the whole loan.
One system for the entire loan, built for lenders. Lenders asked for one piece at a time, inside the tools they already had, and income calculation became the first component.
The story on the About page -
2021Start
A due diligence team, checking loans by hand.
Rapidio started as a team of underwriters reviewing closed loans for lenders and investors. The income part of the loan took the most time, and that is where the software began.
About Rapidio
Security and infrastructure
The facts a reviewer asks for.
Security
- SOC 2 Type 1 report
- Encrypted in transit and at rest
- Role-based access with 2FA
- Borrower documents seen only by the assigned internal underwriter, under NDA
REST API. Document submission, asynchronous processing, the loan report and the conditions back by webhook or polling, and white-label reports, on an enterprise account. Integrations and API
For journalists
Boilerplate, facts and the logo.
Copy the paragraph as is. The facts below are the ones we stand behind in print.
About Rapidio
Rapidio calculates mortgage qualifying income from the borrower's documents and returns the worksheet with the page and line behind every figure, the calculation options and the conditions the loan still needs. It covers Fannie Mae, Freddie Mac, FHA, VA, USDA and non-QM guidelines, including 12-month and 24-month bank statement programs. Founded in 2021 in Miami, Florida, as a due diligence team, Rapidio is used per loan by mortgage brokers, loan officers, processors and underwriters, and by lenders after a free pilot week. Experienced underwriters stand behind the system. Rapidio has a SOC 2 Type 1 report and is an association partner of NAMB, AIME and CAMP.
- Name: Rapidio, one word, capital R. Pronounced ra-PID-ee-oh.
- Logo: SVG and PNG. Do not recolor or stretch it.
- Media contact: service@rapidio.com, subject line "Press".
FAQ
Questions from journalists and readers.
Have another question? Write to service@rapidio.com or book a 30-minute call.
How do I reach Rapidio for an interview or a comment?
Write to service@rapidio.com with "Press" in the subject line. We answer within one business day, and the COO or the founder takes the call.
Can I use the Rapidio name and logo?
Yes, in coverage of Rapidio. Use the SVG or PNG from this page, keep the colors and the proportions, and write the name as one word with a capital R.
Where do the release dates come from?
From the release itself. Each entry above carries the date it shipped or the date of the announcement, and links to the page that explains it.
Do you announce new releases?
Here, and on LinkedIn. There is no mailing list for press. Follow the company page or write to us to be notified.
Can I talk to a customer?
Ask us. References depend on the customer agreeing. Public reviews are on G2 and Capterra, and the customer page quotes them word for word.
What is Rapidio not?
Not a lender and not a lending decision. Rapidio calculates the income and prepares the worksheet. The lender's team reviews it, applies its own requirements and decides.
Everything above is in one loan. Run it.
The first loan is free. Then $20 per loan, any income type. Or write to us for the press kit.