The Income Engine NAMB Brokers Trust. Cut Redraws. Clear Conditions Faster.

AI-assisted income calculation for mortgage brokers & underwriters — FHA/VA/GSE and more, audit-ready, UW-reviewed. NAMB benefit: 5% off + 1 free calculation.

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🏆 Recognized by the Industry’s Top Platforms:

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Why Income First (and nothing bloated)

Competitors bolt on dozens of “nice‑to‑have” features. We obsess over the one thing that eats your time and kills approvals: accurate, guideline‑aligned income.

  • Win the first conversation: get a confident range in minutes.
  • Be lender‑ready before you submit: fewer re‑asks, fewer redraws.
  • Focus = speed. No bloat — just income that funds.
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What you get per file

Instant Income, Agency‑Aligned
Fannie Mae, Freddie Mac, FHA, VA, Non‑QM, USDA — with math you can audit.

Smart Conditions
Know exactly what to ask next to unlock the approval path.

Free Iterations & Re‑Runs
Docs drip at 10pm? Re‑run for free, keep momentum.

UW‑on‑File + AI
Your personal UW assistant + AI for edge cases and nuance.

Audit‑Ready Final Report
Clean math, assumptions, and guideline callouts.

Calculate Income Like an Underwriter — In Minutes

See Rapidio in Action

Trusted by Leading Mortgage Companies Nationwide

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Trusted by mortgage teams:

Andy Z.
Loan Officer
"My overall experience with Rapidio has been excellent — fast, reliable service with clear communication and consistent results every step of the way. I really like the speed and ease of use when I was trying to caulate income. It's very efficient to use."
Verified Reviewer
Loan Originator
"My overall experience with rapidio has been positive. Very easy to use system and detailed explanation of income calculation. Very easy to use, you just jump right in. I have barely had any need to reach out for additional assistance but in the cases I have it was very prompt!"
Kerrie L.
Loan Officer/Mortgage Broker
"Rapidio saved me SO much time calculating income for borrowers with complex tax returns. The information didn't fit into any of the usual calculation worksheets, and I didn't feel confident sending a preapproval with an unsure calculation. Within 30 minutes of submitting everything to Rapidio I had the full results - including review by their QC dept - AND they called to walk me through it and point out any issues so I could address them before submitting the file. I've used other income analysis companies in the past and Rapidio was by far the easiest and the fastest. I can't recommend it enough!"
Michele A.
Senior Morgage Advisor
"The income is calculated very quickly and also provides conditions and is also viewed by an underwriter. I find this super helpful and saves me so much time. I do not have to calculate income by hand. The customer support is excellent and you can talk out the situation and income with a live underwriter."
Brittanny F.
Mortgage Loan Processor
"Quick and easy to use. Aligning with UW got a lot faster."
Waseem B.
CEO
"We no longer do manual calcs ourselves. The accuracy is phenomenal. Every time we compare Rapidio's income calculations with our lenders', the results match perfectly. It saves us hours and gives us a real edge over the competition."
IMB
CEO
“We have >6,000 broker partners across 40 states that expect the best. With Rapidio, we deliver on that promise. There’s no other solution that allows cost control at the loan level. This is the future.”
Miles M.
Loan Officer
“Apparently I was able to just sign up and start; I didn't realize it was that simple. I decided to do an demo call and they were so polite in helping me understand their product and I really didn't need to be sold on anything. This provides so much value and was exactly what I was looking for. No sales pressure or tactics, just genuine help."

Exclusive NAMB Member Offer – Get 5% Off and 1 FREE Calculation!

✔ 15-minute income calculations for wage earners, self-employed, and bank statements
✔ Fully automated document processing — no manual data entry
✔ Guideline-based conditions for underwriting — ensuring compliance with FHA, USDA, Non-QM, and more
✔ Unlimited iterations — adjust and refine calculations at no extra cost
✔ Real-time analytics and insights

🚀 Start Automating Your Income Calculations Today!

❓Rapidio × NAMB — FAQ

What is NAMB (National Association of Mortgage Brokers)?

NAMB is the national trade association for mortgage brokers and related professionals. Learn more on the official site: namb.org

Is this the same NAMB as the North American Mission Board?

No. If you’re searching for the mortgage association, use keywords like “NAMB mortgage” or “namb.org”. The religious organization is namb.net. (We’re Rapidio, a technology partner serving NAMB-member brokers and lenders.)

What member benefit do NAMB members get with Rapidio?

NAMB members receive 5% off plus 1 free calculation on the first file when they start with Rapidio.

 

Where do I log in to my NAMB member account?

Use the official NAMB login portal: secure.namb.org/login.

How do I join NAMB or see membership levels/dues?

See the Membership page (levels, benefits, pricing) here: namb.org/membership. You can begin your application via NAMB’s form: secure.namb.org/forms/membership.

What is NAMB National and where do I find dates, agenda, or exhibitor info?

NAMB’s flagship annual conference (“NAMB National”) posts dates, registration, and exhibitor details on its official page: namb.org/national. Upcoming booth/exhibitor pages are listed in the events archive.

What certifications does NAMB offer (CMC, CRMS, GMA)?

• CMC® (Certified Mortgage Consultant): namb.org/cmc
• CRMS® (Certified Residential Mortgage Specialist): namb.org/crms
• GMA® (General Mortgage Associate): namb.org/gma
Certification FAQs and study resources are linked from NAMB’s education pages.

 

Does Rapidio support FHA/VA/GSE guidelines and variable income for brokers/underwriters?

Yes — Rapidio includes FHA, VA, and GSE guideline packs plus variable-income logic (overtime/bonus/shift differential), YTD averaging, and UW overrides with a full audit trail.

What’s Rapidio’s typical turnaround time (SLA) for income calculations?

Standard files are targeted at < 15 minutes during U.S. business hours; complex edge cases can take longer.