Automated Document Classification for Mortgage Teams - build a clean loan file in seconds.
Rapidio automatically classifies and indexes mortgage documents (paystubs, W-2s, tax returns, bank statements, and more) so processors and underwriters start with a clean, organized file – reducing rework, missing docs, and conditions ping-pong.
In seconds – Auto-label docs
Fewer touchpoints – Less sorting/re-keying
Cleaner files – Faster underwriting review
No setup required. Start with one file.
Works great for: Brokers, Lenders, Ops Teams, Underwriters
Trusted by Industry Leaders :
What you get (Output-first)
Mortgage files don’t fail because of math – they fail because documents are messy.
What classification fixes immediately:
Faster file setup: stop manual sorting and naming
Fewer missing-doc surprises: identify gaps earlier
Cleaner handoffs: everyone sees the same organized file
Less conditions ping-pong: clear findings support quicker next steps
What you get per file
Document Index – labeled document types with consistent naming.
Searchable, organized file – faster review and fewer mistakes.
Findings & flags – missing items, duplicates, or mismatches highlighted.
Smart conditions – exact next document requests to complete the file.
Share-ready output – easy to attach, forward, and store in your workflow.
How it works :
Upload mortgage documents
Drop a ZIP or PDF loan package (income docs, tax returns, bank statements, verifications) or submit files through our REST API for high-volume intake and LOS/CRM workflows.
Auto-classify & index every document
Rapidio automatically performs mortgage document classification – labeling documents by type (e.g., paystub, W-2, 1040, Schedule C, bank statement) and building a consistent document index and organized stack.
Extract key metadata (when applicable)
We capture essential identifiers and structured fields to support mortgage document indexing, faster search, and downstream workflows like income calculation, validations, and quality checks.
Return a clean file view + findings
Your team gets a consistent, searchable loan file document package with flags for missing items, duplicates, or mismatches – plus clear findings that make follow-ups and conditions faster and more precise.
Interactive Demo: Automated Document Classification
Upload a sample loan package and watch Rapidio auto-label and index every document in seconds
Customers reviews
Trusted by mortgage teams:
Automated Document Classification API + LOS/CRM Integrations
Start with upload in minutes. For high-volume intake, integrate Rapidio via REST API to automatically submit loan packages, receive a document index + labeled stack, and push the structured file back into your LOS/CRM or middleware – so every file starts clean.
How it works (4 steps):
Submit docs via API – ZIP/PDF package + optional file/loan IDs
Async processing – job ID with polling or webhooks
Get results – document types, index, metadata, findings
Sync to LOS/CRM – store the labeled file and route follow-ups
Security & compliance
Security‑first by design
Rapidio is SOC 2 Type I compliant, with controls designed to protect sensitive mortgage documents and customer data.
🏆 Recognized by the Industry’s Top Platforms:
Frequently Asked Questions (FAQ)
Most frequent questions and answers
It’s an AI-powered tool that automatically identifies, labels, and organizes mortgage documents based on your custom stacking order – no manual sorting or guesswork required.
We support PDF, JPEG, PNG, and most common file types uploaded by brokers, borrowers, or internal teams – including scanned documents and smartphone photos.
Yes. You can customize the stacking/bookmarking structure to match your internal workflows or investor requirements. We can also apply stacking based on loan programs (e.g. FHA, Non-QM).
Yes. Classification is included for free with every income calculation. It’s also available as a standalone service for teams that just need document sorting.
Our models are trained on tens of thousands of documents across lender types. Classification accuracy exceeds 99%, and you can manually adjust labels if needed.
Most document sets are classified in under 5 minutes. The results are instantly available inside the loan file.
Yes. You can export a ZIP archive with labeled folders or generate a bookmarked PDF depending on your preferred workflow.
Absolutely. The system detects and separates borrower 1 and borrower 2 documentation automatically for proper sorting and labeling.
No. We do not charge by page or document type. Our classification tool is included as part of the loan submission fee or available at a flat standalone rate.
Yes. We offer API access and custom integrations with LOS platforms like LendingPad, Encompass, Byte, and others.