🧠 Smart Document Classification - Done in Seconds
AI-powered sorting that eliminates manual work — so you can focus on closing loans, not organizing PDFs
Scans, photos, or messy uploads — we sort it all into a clean, audit-ready structure so you can save hours and catch missing docs before they slow you down.
✅ Step 1: Instant Document Recognition
Upload anything — we’ll make sense of it
Whether it’s a clean PDF, scan, or mobile photo, Rapidio’s AI instantly detects and classifies every document — paystubs, W-2s, tax returns, IDs, and more. No naming, no sorting — just drop and go.
🧠 Step 2: Human-Verified for 99% Accuracy
Our QC team steps in so you never second-guess results
For edge cases or low-confidence files, Rapidio triggers a human-in-the-loop review. Our document experts validate and correct classifications — so every file is audit-ready and confidently routed.
🚀 Step 3: Structured Output, Ready to Use
Fully organized packages — delivered in minutes
Receive a perfectly indexed, guideline-ready document set in stacking order. Whether you’re sending to underwriting or back to the borrower — it’s fast, clean, and fully automated.
❓Frequently Asked Questions (FAQ)
What is Automated Document Classification?
It’s an AI-powered tool that automatically identifies, labels, and organizes mortgage documents based on your custom stacking order — no manual sorting or guesswork required.
What document formats are supported?
We support PDF, JPEG, PNG, and most common file types uploaded by brokers, borrowers, or internal teams — including scanned documents and smartphone photos.
Can I define my own stacking order?
Yes. You can customize the stacking/bookmarking structure to match your internal workflows or investor requirements. We can also apply stacking based on loan programs (e.g. FHA, Non-QM).
Is this included with income calculation?
Yes. Classification is included for free with every income calculation. It’s also available as a standalone service for teams that just need document sorting.
How accurate is the classification?
Our models are trained on tens of thousands of documents across lender types. Classification accuracy exceeds 99%, and you can manually adjust labels if needed.
How long does it take to classify documents?
Most document sets are classified in under 5 minutes. The results are instantly available inside the loan file.
Can I download the classified files?
Yes. You can export a ZIP archive with labeled folders or generate a bookmarked PDF depending on your preferred workflow.
Does it support multi-borrower files?
Absolutely. The system detects and separates borrower 1 and borrower 2 documentation automatically for proper sorting and labeling.
Is there a page limit or per-document cost?
No. We do not charge by page or document type. Our classification tool is included as part of the loan submission fee or available at a flat standalone rate.
Can I integrate classification into my LOS or portal?
Yes. We offer API access and custom integrations with LOS platforms like LendingPad, Encompass, Byte, and others.
