Bank-grade accuracy. Proven results you can trust. Scale throughput—without more hires

Capacity up 32–40% across branches!

See how real teams use Rapidio’s human-reviewed, guideline-transparent reports to cut UW conditions 30–40% and increase initial approvals by 5–8 percentage points. Steal the playbook and repeat the wins.

Turnaround time (TAT)
< 0 min
SE file time saved
0 hrs
UW rework
- 0 %
teams' monthly volume
0 +

🏆 Recognized by the Industry’s Top Platforms:

Independent Mortgage Bank boosts first-pass approvals with Rapidio

QC exceptions down 45–55%

All files finish in under 20 minutes. Audit-ready math reduces rework and accelerates sign-off, yielding 32–46% more files per processor/underwriter per week across branches.

Jetmo scales throughput without new hires with Rapidio

98% of files finished in under 20 minutes!

Standardized income calculation slashes UW rework by 30–40% and makes workload capacity predictable on peak days. W-2 files run 15–21 minutes faster, self-employed 2–3 hours faster.

Ascension Mortgage turns complex income into UW-ready numbers with Rapidio

Turn self-employed chaos into a few minutes of clarity!

Rapidio replaces spreadsheet ping-pong with guideline-transparent math. Processors receive UW-ready reports in <20 minutes and minimize UW touches so more loans reach pre-approval the same day.

Trusted by Leading Mortgage Companies Nationwide

Trusted by mortgage teams:

Andy Z.
Loan Officer
"My overall experience with Rapidio has been excellent — fast, reliable service with clear communication and consistent results every step of the way. I really like the speed and ease of use when I was trying to caulate income. It's very efficient to use."
Verified Reviewer
Loan Originator
"My overall experience with rapidio has been positive. Very easy to use system and detailed explanation of income calculation. Very easy to use, you just jump right in. I have barely had any need to reach out for additional assistance but in the cases I have it was very prompt!"
Kerrie L.
Loan Officer/Mortgage Broker
"Rapidio saved me SO much time calculating income for borrowers with complex tax returns. The information didn't fit into any of the usual calculation worksheets, and I didn't feel confident sending a preapproval with an unsure calculation. Within 30 minutes of submitting everything to Rapidio I had the full results - including review by their QC dept - AND they called to walk me through it and point out any issues so I could address them before submitting the file. I've used other income analysis companies in the past and Rapidio was by far the easiest and the fastest. I can't recommend it enough!"
Michele A.
Senior Morgage Advisor
"The income is calculated very quickly and also provides conditions and is also viewed by an underwriter. I find this super helpful and saves me so much time. I do not have to calculate income by hand. The customer support is excellent and you can talk out the situation and income with a live underwriter."
Brittanny F.
Mortgage Loan Processor
"Quick and easy to use. Aligning with UW got a lot faster."
Waseem B.
CEO
"We no longer do manual calcs ourselves. The accuracy is phenomenal. Every time we compare Rapidio's income calculations with our lenders', the results match perfectly. It saves us hours and gives us a real edge over the competition."
IMB
CEO
“We have >6,000 broker partners across 40 states that expect the best. With Rapidio, we deliver on that promise. There’s no other solution that allows cost control at the loan level. This is the future.”

❓Frequently Asked Questions (FAQ)

How are these results measured?

We track start (file upload) to finish (UW-ready report available). We publish median time, plus % of files within a <30-minute window. First-pass approvals and rework deltas come from UW feedback and internal QA samples.

Are these results typical?

They’re publish-safe ranges observed across brokers/IMBs; outcomes vary by file mix (W-2 vs self-employed), workflow, and adoption. We’ll project your numbers during a pilot and share a detailed NDA deck.

Why are some case studies anonymized?

Several deployments are white-label. To respect confidentiality, we publish anonymized cards and provide full metrics under NDA.

 

What’s the difference between SLA and TAT?

SLA is our commitment (e.g., “sub-30 minutes during business hours”). TAT is what actually happened on your files (median/P90). We show both to keep expectations clear.

How fast is rollout?

Most teams and brokers go live in one day. Adoption typically reaches ≥80% in 30 days with a short enablement session.

Does this work for self-employed income?

Yes. That’s where teams see the biggest gains — ~2–3 hours saved per S/E file thanks to guideline-transparent math and human-in-the-loop checks.

How do you handle security and compliance?

Encryption in transit/at rest, role-based access, audit logs, and data-retention controls. SOC 2 Type 1. 

How do we try this?

Start with a short pilot (e.g., 10 files) or free credits. AIME and NAMB members get a discount. We’ll quantify your ROI and recommend the best pricing tier.

Ready to make sub-20-minute income your new normal?

Want details first? Request a security pack or see a sample report (full metrics available under NDA).