Stop Losing Time to Income Calculations. Let Rapidio Handle It
Instantly calculate borrower income from paystubs, W-2s, 1099s, bank statements, or tax returns.
Get underwriting-ready results + smart conditions — in under 30 minutes, not hours. No contracts. 3 free loans. Start using Rapidio today — and close faster tomorrow.
For Brokers & Loan Officers
Free up hours every week — and close more loans, faster!
Spend your time with borrowers, not spreadsheets. Rapidio handles complex income calculations so you can move files forward fast.
Why You’ll Love It:
- Instant Accuracy
W-2, paystub, and self-employed income in minutes. Bank statements – under 30 minutes. - Guideline Confidence
Built-in support for Fannie, Freddie, FHA, VA, USDA, and Non-QM. - Underwriter-Ready Output
Clean, consistent reports — no formatting needed. - Faster Qualification
See who qualifies and why, right away. - Save Hours Per File
AI handles docs, income, and conditions — you stay focused on closing.
Real Broker Problems. Real Solutions.
From delays and income errors to complex borrower profiles — here’s how Rapidio solves the everyday challenges that slow brokers down.

❓Frequently Asked Questions (FAQ)
How fast can I get results?
Wage earner and self-employed loans are typically processed in 15 minutes or less. Bank statement loans take around 30 minutes.
Do I need to commit to a subscription or minimums?
No. We offer pay-as-you-go pricing with no contracts. You also get 1 loan free to start.
Can I use Rapidio if I don’t have an underwriter?
Yes. Think of Rapidio as your virtual income desk — we handle the calculation and provide conditions for you.
Is it hard to use?
Not at all. Just upload documents, choose a guideline, and get your results — no training needed.