Simple, volume-based pricing

As low as $12 per loan — up to 60% cheaper than pay-as-you-go.

Pay as you go

No commitment

$30 /loan (Wage Earner)
$35 /loan (Self-Employed)

Perfect for testing Rapidio or handling a few files each month.

  • No monthly fee, no minimum volume
  • All features included
  • Standard support
  • No long-term contracts
Start with Pay as you go

Growth 50

For small teams and growing brokers

For 1–3 loan officers
$900 /month

Includes 50 loans per month — $18/loan.

Best for small broker shops and compact teams closing up to 50 loans per month.

  • 50 loans per month included
  • Automated income calculation with UW review
  • Document classification
  • Support: Fannie, Freddie, USDA, FHA, VA, Non-QM
  • Standard support <20 min average turnaround*
Start with Growth 50
Most popular

Scale 100

For busy branches and high-throughput teams

For 3–8 loan officers
$1,500 /month

Includes 100 loans per month — $15/loan.

Ideal for busy branches that want to standardize income calculations across the team.

  • 100 loans per month included
  • Everything in Growth 50
  • Advanced analytics & usage reports
  • Onboarding for your entire team
Choose Scale 100

Pro 200

For high-volume and multi-branch lenders

For scaled operations
$2,400 /month

Includes 200 loans per month — $12/loan.

Best for high-volume operations that need dedicated support and custom workflows.

  • 200 loans per month included
  • Everything in Scale 100
  • Dedicated account manager
Choose Pro 200

How pricing works

  • Start with any plan and change it anytime. Upgrade, downgrade, or cancel — no long-term contracts.
  • Each plan includes a monthly loan allowance. If you process more loans than your plan includes, we simply bill the extra loans at $20 per loan — no overage fees or surprises.
  • All plans include automated income calculation and document classification. Higher tiers add more included loans plus extra support and analytics.

*Average turnaround based on recent Rapidio client usage; actual times may vary by loan complexity.

Need more than 200 loans per month or custom pricing across multiple branches? Contact us for enterprise pricing.

Income Summary AI + QC
Base salary $8,250
Overtime & bonus $6,730
Declined income Excluded · > 12 months
Turnaround time
< 30 min
Per income file, SLA
Accuracy
~100%
AI + human-in-the-loop
Bank Statement Analysis 12 months
Qualified deposits $148,520
Business deposits excluded Auto-filtered
Large transfers flagged 3 pattern checks
Jan
Feb
Mar
Apr
May
Jun
Avg monthly income
$12,380
Net after exclusions
Statements reviewed
24
Across 3 bank accounts
Smart Conditions QC review
VOE updated
Cleared
Bank statements missing 2 pages
Pending docs
Tax return year mismatch
Underwriter review
Conditions cleared 7 / 9
Most suspense items resolved pre-underwriting.
Files auto-QC’d today
18
High-risk files flagged first
Smart conditions
5
Per file on average

🚀 About Us

Welcome to the future of mortgage automation!

Over the past 4+ years, we’ve become experts at solving one of the mortgage industry’s biggest problems — speed and simplicity without sacrificing accuracy.

What started as a bold idea turned into Rapidio: a powerful platform built to automate income calculations, document classification, and streamline underwriting workflows for everyone — from brokers to billion-dollar lenders.

We’ve processed over 300,000 mortgage files across the U.S., continuously improving with every submission. Today, Rapidio isn’t just software — it’s a smarter, faster, more secure way to move loans forward.

Rapidio's stylized green logo with abstract shapes on a digital platform.
Arrows

🎯 Our Mission

Let’s redefine what mortgage automation should feel like — together!

At Rapidio, our mission is clear: simplify mortgage lending through intelligent automation. We believe technology should accelerate workflows, not add friction. That’s why we built a platform that reduces manual work, speeds up decision-making, and delivers unmatched accuracy.

We’re here to eliminate bottlenecks — from income calculations to document classification — so brokers, lenders, and underwriters can focus on what truly matters: helping borrowers succeed.

We don’t just solve today’s challenges. We build for what’s next.

Why Choose Us

Rapidio: Your Trusted Partner in Simplifying Mortgage Lending

3X

Accelerated processing of documents

50%

Minimization of manual workload

70%

Reduction in overall closing expenses

99%

Incremental accuracy that enhances with continued use

Meet our Leadership 🤝

Meet the team our leading the innovation in mortgage underwriting technology

Michael

Co-Founder,
CEO

A visionary leader, driving the company’s mission forward with unparalleled dedication and a knack for innovative solutions.

Levan

Co-Founder,
Product

The creative force behind our product line, blending technical expertise with market insights to craft solutions that meet our clients’ needs.

Portrait of Oleksandr Zhyzhko, Tech at Rapidio
Alex

Director of Strategic
Operations

An operational wizard, optimizing company processes and strategies to enhance efficiency and achieve our long-term goals.

Portrait of Ivan Krivtsov, Tech at Rapidio.
Ivan

Head of
Technology

The tech maestro, leading our technological innovations and ensuring our infrastructure supports scalable and secure solutions.

Our Partnership

Rapidio & Ice Mortgage Technology Integration Now Live! Check this!